How to Pay Yourself Smarter – And Build Long-Term Wealth

Download the Profit Extraction Playbook – your essential guide to drawing income from your limited company tax-efficiently.

"His advice was clear, practical, and focused on long-term benefits, not just in terms of personal financial planning, but also corporate tax efficiency." (J Jensen, Director of Ekstra Accounting Solutions)

What You'll Learn Inside

Smart Owners Don’t Pay More Tax Than They Have To.

• The best mix of salary vs dividends

• How to contribute up to £60,000 into pensions via your company

• Hidden tax benefits of Relevant Life Insurance

• How VCTs can help high earners extract profits tax-efficiently

• When to use director loan accounts – and what to avoid

• Five common tax traps directors fall into every year

This playbook outlines what we teach clients every day – how to get money out of your business without leaving more than necessary with HMRC.

Who is this for?

This guide is designed for:

• UK limited company directors

• Business owners with retained profits

• High earners impacted by pension tapering

• Directors looking to build personal wealth for the future

Whether you're paying yourself £40K or £400K, the principles apply.

Why Caldwell Financial?

Trusted Advice. Proven Results.

• Chartered Financial Adviser (CFA. MCSI)

• 15+ years advising company directors

• Estate planning & tax mitigation for 7-figure business owners

• “Clarity, Control, and Confidence” in every plan we deliver